Privacy Policy

1.1. No Financial, Legal, or Tax Advice. The content on this website is provided for general informational purposes only. It does not constitute financial, credit, legal, or tax advice. You should not act on any information provided without seeking specific advice from a licensed professional.

1.2. Not a Licensed Service Provider. Carmetson Solutions is a trading name of Carmetson Group Pty Ltd, based in Victoria, Australia. We are not licensed to provide financial services (AFSL), credit advice (ACL), or tax agent services (TPB). We act solely as a service coordinator and referral partner, helping clients connect with independently licensed service providers across finance, insurance, superannuation, and tax-related fields.

1.3. Third-Party Referrals and Responsibility. Services accessed through Carmetson Solutions are delivered by third-party providers who are: Mortgage brokers (ACL holders) Insurance brokers (AFSL holders) Financial advisers and planners (AFSL holders) Accountants and tax agents (TPB-registered) Business service professionals and legal advisors (independently licensed) While we strive to refer clients to reputable professionals, Carmetson Solutions does not control, supervise, or guarantee the quality of third-party advice or services. Any professional relationship, engagement terms, and advice obligations are strictly between the client and the third-party provider.

1.4 Referral Fee Disclosure. Carmetson Solutions may receive a referral fee or commission when you engage a service provider referred through our platform. This compensation arrangement allows us to offer coordination and support at no additional cost to you. Referral fees do not influence the independence of advice provided by third parties.

1.5. No Client–Adviser Relationship. Engaging with Carmetson Solutions or using this website does not create a client–adviser relationship. We are not responsible for any advice or decisions made by the third-party professionals to whom we refer clients. Clients are encouraged to. Conduct independent due diligence. Review third-party providers’ qualifications and licences. Ensure they understand and agree to the provider’s engagement terms before proceeding
 

1.6. Website Content and Accuracy. All information on this website is published in good faith for general guidance. While we strive to keep information accurate and up to date, Carmetson Solutions makes no representations or warranties, express or implied, about the completeness, accuracy, reliability, or suitability of any content. We accept no responsibility for loss or damage arising from reliance on content contained on this site.

1.7. Cookies, Analytics & Data Use. Please refer to our Privacy Policy for details on: How we collect and use personal information. Use of cookies and third-party analytics tools. Your rights to access or correct your information
 

1.8. Limitation of Liability. To the fullest extent permitted by law, Carmetson Solutions disclaims all liability for any loss, damage, or inconvenience resulting from: Use of this website. Reliance on content provided herein. Services rendered by any third-party providers referred through us
 

1.9. Changes to This Disclaimer. This page may be updated from time to time. The most recent version will always be available at https://carmetson.solutions/disclaimers with the effective date noted above. Continued use of our website or services constitutes acceptance of any changes.

2.0. Contact Us