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Privacy Policy

Effective Date: 23/04/2026

Carmetson Solutions is committed to transparency regarding the nature of our services, referral arrangements, and limitations of liability. Please read the following carefully.

1. No Financial, Legal or Tax Advice

The information provided on this website is for general informational purposes only and does not constitute financial, credit, legal, or tax advice.

You should not rely on any information on this website without seeking advice from an appropriately licensed professional.

2. Nature of Our Services

Carmetson Solutions, a trading name of Carmetson Group Pty Ltd (Victoria, Australia), is not a licensed provider of financial services (AFSL), credit advice (ACL), or tax agent services (TPB).

We operate solely as a coordination and referral service, connecting clients with independently licensed professionals across finance, insurance, superannuation, and related advisory areas.

3. Third-Party Services

All services are provided by independent third-party professionals, which may include:

  • Mortgage brokers (ACL holders) 
  • Insurance brokers (AFSL holders) 
  • Financial advisers (AFSL holders) 
  • Accountants and tax agents (TPB registered) 
  • Legal and business service professionals 

Carmetson Solutions does not provide these services directly and does not control, supervise, or guarantee the advice or services provided by any third party.

All engagements, advice, and obligations are strictly between you and the relevant service provider.

4. Referral Fees

Carmetson Solutions may receive a referral fee or commission where a client engages a service provider introduced by us.

This does not result in additional cost to you and does not influence the advice provided by the third-party professional.

5. No Client–Adviser Relationship

Your use of this website or engagement with Carmetson Solutions does not create a client–adviser relationship.

We are not responsible for any advice provided or decisions made based on services delivered by third-party professionals.

You should:

  • Conduct your own due diligence 
  • Review the qualifications and licensing of any provider 
  • Carefully consider their engagement terms before proceeding 

6. Website Content

All content is provided in good faith for general guidance.

While we aim to keep information accurate and up to date, Carmetson Solutions makes no warranties regarding completeness, accuracy, or reliability.

To the extent permitted by law, we accept no liability for any loss arising from reliance on this content.

7. Privacy and Data Use

Please refer to our Privacy Policy for details on how we collect, use, and store personal information, including cookies and analytics.

8. Limitation of Liability

To the maximum extent permitted by law, Carmetson Solutions disclaims liability for any loss or damage arising from:

  • Use of this website 
  • Reliance on information provided 
  • Services provided by third-party professionals 

9. Changes to This Disclaimer

We may update this disclaimer from time to time. The latest version will always be available on our website with the effective date noted.

Continued use of our website constitutes acceptance of any changes.

10. Contact Us

Carmetson Group Pty Ltd
Trading as Carmetson Solutions
Victoria, Australia
admin@carmetson.solutions

Disclaimer

Carmetson Solutions is a trading name of Carmetson Group Pty Ltd. We are not a licensed provider of financial, credit, or tax services. All services referred through our platform are delivered by independently licensed professionals who hold the appropriate authorisations (e.g., AFSL, ACL, TPB registration).

While we take reasonable steps to protect your personal information and only refer to trusted service providers, we are not responsible for the handling of your data once it is transferred to third-party providers. Please refer to the privacy policies of those individual providers for more information.

This Privacy Policy is provided for general informational purposes only and does not constitute legal advice. For specific concerns, please consult a qualified legal or privacy professional.


Copyright © 2025 Carmetson Group Pty Ltd T/A Carmetson Solutions | ABN 37 687 423 043- All Rights Reserved.

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