Terms & Conditions

1.2. About Carmetson Solutions. Carmetson Solutions is a trading name of Carmetson Group Pty Ltd, based in Victoria, Australia. We act as a service coordinator and referral partner, connecting clients with independently licensed third-party service providers. We are not a licensed provider of financial, credit or tax services.

1.3. Third-Party Service Providers. All services coordinated through Carmetson Solutions are delivered by third-party providers who are independently licensed or registered, including: Mortgage brokers (Australian Credit Licence holders) Insurance brokers (AFSL holders) Financial planners (AFSL holders) While we make every effort to connect you with trusted providers, we do not endorse or guarantee the quality or suitability of any third-party provider’s services. Any engagement between you and a referred provider is at your own discretion and subject to the terms between you and that provider.

1.4. Referral Fees and Disclosure. Carmetson Solutions may receive a referral fee or commission if you engage a third-party service provider through our platform. This arrangement incurs no additional cost to you, and helps us provide ongoing coordination and support.

1.5. No Financial, Legal or Tax Advice. The information provided on this website is general in nature and is not intended as financial, credit, legal, or tax advice. You should consult directly with a licensed professional before making any decisions based on the content or referrals provided by Carmetson Solutions.

1.6. Website Use. You agree to use this website lawfully and in accordance with these Terms. You must not: Use this site for any unlawful purpose; Attempt to gain unauthorized access to any portion of the site or its systems; Interfere with the operation of the website or its security features.
 

1.7. Intellectual Property. All content on this website, including logos, text, images, and layout, is the property of Carmetson Solutions or its licensors. You may not copy, reproduce, distribute, or create derivative works without our prior written consent.

1.8. Limitation of Liability. To the maximum extent permitted by law, Carmetson Solutions and its directors, employees, and agents are not liable for any direct or indirect loss, liability, claim, damage, or expense arising out of your use of this website or any third-party services you engage through our referrals.

1.9. Privacy. Your use of this website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information.

2.0. Modifications. We may update these Terms and Conditions at any time. Any changes will be published on this page with an updated effective date. Your continued use of the website constitutes acceptance of the revised terms.

2.1. Governing Law. These Terms and Conditions are governed by the laws of Victoria, Australia. Any disputes arising from your use of this website or our services will be subject to the exclusive jurisdiction of the courts of Victoria.

2.2. Contact Us